Get unlimited windshield replacement from $10.99/mo with no insurance claim.

LICENSED, BONDED & INSURED ROC #278666

East Valley: 480-833-2928 | Greater Phoenix: 602-249-8999 | West Valley: 623-435-0202

Introducing ClearPass: A Windshield Protection Plan for Phoenix Drivers

Unlimited rock chip repair and $0-deductible windshield replacement, done at your home or work by Universal Glass. One monthly price per vehicle. Nothing filed with your insurer.

  • From $10.99 a month
  • Unlimited repairs and replacements
  • ADAS recalibration included
  • Cancel any vehicle anytime
See your price in a minute

Enter your VIN on ClearPass to see your tier and monthly price. Free, and no account needed to look.

Tier A · Everyday glass$10.99
Tier B · Camera or premium$15.99
Tier C · Specialty glass$20.99
Check my price Questions? Call 480-833-2928
For drivers in Phoenix and across the Valley. ClearPass checks your ZIP before you pay.
Licensed, bonded & insured · ROC #278666
Free mobile service across the Valley
OEM or OEM-equivalent glass
Lifetime leak & workmanship warranty

Is ClearPass for you?

ClearPass was built for Valley drivers who:

  • pay for full glass coverage and have already filed a glass claim or two;
  • received a non-renewal notice, a rate increase, or a lost "claims-free" discount at renewal;
  • were told by another insurer that they have "too many claims" to get a quote;
  • drive a newer vehicle with a windshield camera or heads-up display, where one replacement with calibration often costs $600 to $1,500 out of pocket;
  • commute on the I-10, I-17, Loop 101, Loop 202 or Loop 303, where gravel trucks and construction zones make rock chips a fact of life.

If any of these sound familiar, check your vehicle's price. It's free and you don't need an account to see it.

Plans and pricing

Same protection for everyone. Price set by your windshield.

Your VIN sets the tier. Every tier includes unlimited chip repair, unlimited $0-deductible replacement, ADAS recalibration, free mobile service and the lifetime warranty.

Tier A · Everyday glass
$10.99/mo per vehicle

Most cars, SUVs and pickups without a windshield camera.

Check my vehicle
Most newer vehicles Tier B · Camera or premium
$15.99/mo per vehicle

Lane-keep or lane-departure cameras, 2024 or newer vehicles, and BMW, Mercedes-Benz, Maybach, Porsche, Land Rover and Jaguar.

Check my vehicle
Tier C · Specialty glass
$20.99/mo per vehicle

Heads-up display windshields, Tesla, and select 2022 or newer luxury models.

Check my vehicle

Month to month, no long-term contract. Not sure about a camera? Answer "Not sure" and we refund the difference if your photos show the lower tier applies.

Protected in about five minutes

Get started
  1. 1Enter your VIN and ZIPWe decode your vehicle and check it's in our Phoenix-area service area.
  2. 2See your priceTier A, B or C, with the reason shown. No account needed to look.
  3. 3Snap your windshieldLive photos from your phone show the glass is in good shape today.
  4. 4Sign and payPhotos reviewed within 24 hours on weekdays. Service is available once they're approved.
The problem ClearPass solves

Does a windshield claim increase your insurance?

Usually not on its own. A single glass claim goes under comprehensive coverage, and many insurers don't surcharge for one. The trouble starts when claims add up.

7 yrs How long claims can stay in C.L.U.E. The LexisNexis C.L.U.E. Auto database holds up to seven years of auto claims that insurers can see when you shop.
Almost any Reason an Arizona insurer may non-renew Per the Arizona Department of Insurance, except protected reasons like age, race, religion or where in Arizona you live.
$0 Arizona's optional glass deductible A.R.S. § 20-264 makes zero-deductible glass coverage easy to use, so glass claims pile up fast.

What drivers are saying

Denied car insurance because of too many glass claims.r/Insurance, paraphrased
Facing non-renewal and wishing they had never filed glass claims.r/Insurance, paraphrased
A 20-year driver kept getting denied for "too many claims filed."r/Car_Insurance_Help, paraphrased

How claims compound

Year 1Rock chip, glass claim
Year 2Cracked windshield, glass claim
Year 3Fender-bender plus a tow
RenewalFour claims on file. Discount gone, or a non-renewal notice.

ClearPass repairs and replacements aren't filed with your insurer, so they don't add to the count.

Why glass claims add up

  • Glass claims can stay on your record. Many insurers share claims through the LexisNexis C.L.U.E. Auto database, which holds up to seven years of personal auto claims, and insurers that use it can see them when you ask for a quote.
  • Claim frequency can count. Some insurers look at how often you file, not only at fault. Insurance professionals note that several glass claims can cost you a claims-free discount or count against you at renewal.
  • Arizona allows non-renewal for almost any reason. According to the Arizona Department of Insurance, an insurer may decline to renew an auto policy for nearly any reason except protected ones such as age, race, religion or where in Arizona you live. It must tell you why in writing.
  • Glass claims compound with everything else. A windshield claim on its own may be ignored. Add a fender-bender, a tow or a roadside claim, and the total count is what an underwriter sees.

Why Arizona drivers file so many glass claims

Arizona law requires insurers that sell comprehensive coverage to offer optional glass coverage with no deductible (A.R.S. § 20-264). Combine that with desert heat, highway gravel and nonstop construction, and glass claims are easy to rack up. Each "free" windshield is still a claim that goes on your record.

These drivers used coverage they paid for. ClearPass gives you a way to fix your windshield without adding to the count.

Same windshield, two ways

Through your auto insurance With ClearPass
Claim on your policyYes, can stay in C.L.U.E. up to 7 yearsNo claim
DeductibleDepends on your policy$0
Chip repairOften covered, still a claimUnlimited, no claim
ADAS recalibrationDepends on your policy and shopIncluded when needed
CostGlass coverage is part of your premium$10.99 to $20.99 a month
Effect at renewalCan count toward claim frequencyNothing to count

Paying cash? A windshield runs about $250 to $800, or $600 to $1,500 with camera recalibration. Tier B is about $192 a year, unlimited. Ask your agent before changing your policy.

Compare my price

Every member gets

  • Unlimited windshield chip repair
  • Unlimited replacement, $0 deductible, no waiting period once photos are approved
  • ADAS camera recalibration when needed
  • OEM or OEM-equivalent glass
  • Free mobile service at home or work
  • Lifetime leak and workmanship warranty
  • Your own account to request service and manage vehicles

Why we ask for photos

Live photos of your windshield prove the glass was in good shape when you joined. That's what lets us offer replacement with no waiting period. If your photos show damage we can't cover, we cancel that vehicle and refund you in full.

Refer friends with Free & Clear

Each friend who becomes an active member earns you a free month. Five active referrals make your lowest-priced vehicle's plan free.

Members: get your link →
Service area

Phoenix and the Valley of the Sun

ClearPass is available across the Phoenix metro, with free mobile service from Universal Glass. Memberships are for vehicles garaged in Maricopa County; where a city crosses the county line (Peoria, Queen Creek, Wickenburg), we cover the Maricopa side.

Phoenix Scottsdale Mesa Chandler Gilbert Glendale Tempe Peoria Surprise Goodyear Avondale Buckeye Queen Creek Fountain Hills Paradise Valley Cave Creek El Mirage Litchfield Park Anthem Sun City + more

In the Phoenix area?

Check your price. ClearPass confirms your ZIP before you pay.

Check my price

Outside the Phoenix area?

ClearPass memberships are limited to the Phoenix metro for now. Bringing your vehicle in for a one-time repair or replacement? Call for a quote.

For insurance agents

Keep the clients glass claims are costing you

A few glass claims, then a fender-bender or a tow, and a good client faces non-renewal. Give them a quiet, one-to-one option.

  • Referral link + QRFirst agent to refer gets credit for every vehicle the client adds.
  • Discreet by designClients see "Recommended by your insurance agent." We won't market to your book.
  • Client dashboardVehicles, tiers and status. Never payment details or photos.
  • Free to joinFor licensed Arizona producers. No referral commissions.
For auto glass companies

Offer ClearPass under your own brand

Recurring monthly revenue, earlier (cheaper) chip repairs and a direct customer relationship, with your prices, service area and payment account.

Ask about the platform
  • VIN-based pricing tiers with your own rules
  • Live, fingerprinted photo capture
  • Subscription billing, member accounts, automated emails
  • Staff console for review and service requests
  • Agent and member referral programs

ClearPass FAQs

Still deciding? Call 480-833-2928, Mon–Fri 7am–8pm, Sat 8am–5pm, Sun 9am–5pm.

Check my price
What is Universal ClearPass?

ClearPass is a month-to-month windshield protection plan from Universal Glass for drivers in Phoenix and across the Valley. It covers unlimited chip repair and unlimited windshield replacement with a $0 deductible, ADAS recalibration when needed and free mobile service, without filing an insurance claim.

How much does ClearPass cost?

$10.99, $15.99 or $20.99 per vehicle per month, depending on the vehicle and its windshield. Tier A covers most vehicles without a windshield camera, Tier B covers camera-equipped, 2024 or newer and premium-brand vehicles, and Tier C covers heads-up display windshields, Tesla and select 2022 or newer luxury models. If more than one tier applies, the higher one does.

Is ClearPass insurance?

No. ClearPass is a windshield service membership with Universal Glass. It isn't an insurance policy and doesn't replace your auto insurance. Universal Glass does the work directly, so nothing is filed with your insurer.

Does a windshield claim raise your insurance rates?

A single glass claim often doesn't raise your rate by itself, but glass claims can stay in the C.L.U.E. Auto database for up to seven years and can count toward how many claims you've filed. Several claims can cost you a claims-free discount, affect your renewal or make it harder to get a quote from another insurer. ClearPass repairs and replacements don't create an insurance claim.

Can my insurance company non-renew me for too many glass claims?

In Arizona, insurers may decline to renew an auto policy for nearly any reason except protected ones such as age, race, religion or where in Arizona you live, and they must tell you the reason in writing. Drivers do report non-renewals and denied quotes after multiple glass claims. Ask your agent how your insurer treats glass claims.

Should I drop glass coverage if I join ClearPass?

That's a decision for you and your insurance agent. You can keep glass coverage and simply stop filing glass claims, or ask your agent whether removing it would change your premium. Talk to your agent before changing your policy.

Is there a waiting period?

No. Chip repair and windshield replacement are available as soon as your enrollment photos are approved. We review photos within 24 hours on weekdays, and photos sent on a Friday or weekend are reviewed the following Monday.

How many repairs or replacements can I get?

Chip repairs and windshield replacements are unlimited, with no deductible, for damage that happens while your membership is active.

Is ADAS camera calibration included?

Yes. If your vehicle has a windshield camera for lane keeping or other driver-assist features, ClearPass includes the recalibration it needs after a replacement.

What glass do you use?

OEM glass, made by the original equipment manufacturer, or OEM-equivalent glass. Dealer glass is used only if OEM glass isn't available.

Where is ClearPass available?

ClearPass is available across the Phoenix metro, including Phoenix, Scottsdale, Mesa, Chandler, Gilbert, Tempe, Glendale, Peoria, Surprise, Goodyear, Avondale and Buckeye. Memberships are for vehicles garaged in Maricopa County, and mobile service is free anywhere in the Valley.

My windshield is already cracked. Can I join?

Damage that exists before you join isn't covered. Get the windshield repaired or replaced first (get a quote from Universal Glass), then enroll with photos of the new glass.

Can I cancel anytime?

Yes. ClearPass is month to month with no long-term contract. Cancel any vehicle from your account or by phone, and coverage continues until your next billing date. There are no refunds for partial months.

Can I cover more than one vehicle?

Yes. Each vehicle has its own membership and price. Add or cancel vehicles anytime from your ClearPass account.

What happens if I sell my car?

The membership doesn't transfer to the new owner. Cancel that vehicle's membership from your account, and the new owner can enroll it on their own.

I'm an insurance agent. How do I refer clients?

Create a free agent account at clearpass.universalglassaz.com/agents with your agency name and Arizona producer license number. You'll get a personal referral link, a QR code and a dashboard showing your referred clients' vehicles and membership status. Agents never see client payment details or photos, and ClearPass doesn't pay referral commissions.

Can other auto glass companies offer ClearPass?

Yes. The ClearPass platform can run under another company's brand, with its own prices, service area and payment account. Contact Universal Glass to learn more.

Stop filing glass claims. Start ClearPass.

From $10.99 a month in Phoenix and across the Valley. No insurance claim, no long-term contract.

ClearPass is a month-to-month windshield service membership from Universal Glass, 301 W Deer Valley Rd Suite 4, Phoenix, AZ 85027 (ROC #278666). It isn't an insurance policy and doesn't replace auto insurance. Prices may change with at least 30 days' notice by email. Prices and coverage are subject to the ClearPass Membership Terms. Insurance practices vary by company; ask your agent how glass claims affect your policy.

Sources: Arizona Department of Insurance, auto cancellation and non-renewal · A.R.S. § 20-264 · LexisNexis C.L.U.E. Auto · Insurance: denied for too many glass claims · Insurance: non-renewal · Insurance: glass claims and C.L.U.E. · Car_Insurance_Help: insurers keep denying me · 2026 windshield replacement cost guide

CALL 480 833 2928for a free instant quote